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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,094 | $81,504+13.0% | $102,437-10.1% | $80,959+13.8% |
| Participation rate | 93.8% | 66.9%+26.9pp | 74.5%+19.2pp | 67.7%+26.1pp |
| Annual return | 12.80% | 25.60%-12.8pp | 24.95%-12.1pp | 35.67%-22.9pp |
| Employer contribution / active EE | $7,672 | $3,104+147.2% | $3,871+98.2% | $2,757+178.3% |
| Participant deferral / active EE | $3,683 | $3,871-4.9% | $5,060-27.2% | $4,300-14.4% |
| Admin fee / account holder | $1,306 | $6,719-80.6% | $8,388-84.4% | $6,925-81.1% |