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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,094 | $81,446+13.1% | $103,374-10.9% | $80,874+13.9% |
| Participation rate | 93.8% | 66.9%+26.9pp | 74.5%+19.2pp | 67.6%+26.1pp |
| Annual return | 12.80% | 25.57%-12.8pp | 24.89%-12.1pp | 35.62%-22.8pp |
| Employer contribution / active EE | $7,672 | $3,107+146.9% | $3,869+98.3% | $2,756+178.4% |
| Participant deferral / active EE | $3,683 | $3,870-4.8% | $5,058-27.2% | $4,297-14.3% |
| Admin fee / account holder | $1,306 | $6,715-80.5% | $8,394-84.4% | $6,935-81.2% |