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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,481 | $183,592-43.6% | $155,574-33.5% | $145,877-29.1% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 14.07% | 61.37%-47.3pp | 64.87%-50.8pp | 551.28%-537.2pp |
| Employer contribution / active EE | $2,387 | $5,317-55.1% | $4,676-48.9% | $4,663-48.8% |
| Participant deferral / active EE | $7,681 | $6,466+18.8% | $5,629+36.4% | $6,691+14.8% |
| Admin fee / account holder | $24,255 | $19,316+25.6% | $15,914+52.4% | $13,402+81.0% |