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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,938 | $102,245-86.4% | $89,340-84.4% | $137,256-89.8% |
| Participation rate | 100.0% | 74.9%+25.1pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 11.77% | 21.89%-10.1pp | 20.57%-8.8pp | 220.34%-208.6pp |
| Employer contribution / active EE | $1,513 | $2,529-40.2% | $2,231-32.2% | $4,156-63.6% |
| Participant deferral / active EE | $1,645 | $4,436-62.9% | $3,823-57.0% | $6,407-74.3% |
| Admin fee / account holder | $2,551 | $8,085-68.5% | $6,704-62.0% | $12,270-79.2% |