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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,895 | $45,343-18.6% | $150,298-75.5% | $67,986-45.7% |
| Participation rate | 24.8% | 51.9%-27.1pp | 77.8%-53.0pp | 57.2%-32.4pp |
| Annual return | 17.19% | 33.28%-16.1pp | 62.79%-45.6pp | 31.67%-14.5pp |
| Employer contribution / active EE | $0 | $1,462-100.0% | $4,154-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $1,364 | $2,055-33.6% | $5,453-75.0% | $3,358-59.4% |
| Admin fee / account holder | $213 | $2,250-90.6% | $14,116-98.5% | $3,203-93.4% |