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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,895 | $41,016-10.0% | $152,093-75.7% | $64,097-42.4% |
| Participation rate | 24.8% | 51.3%-26.6pp | 77.8%-53.0pp | 55.2%-30.4pp |
| Annual return | 17.19% | 39.60%-22.4pp | 66.36%-49.2pp | 34.64%-17.4pp |
| Employer contribution / active EE | $0 | $1,342-100.0% | $4,175-100.0% | $1,891-100.0% |
| Participant deferral / active EE | $1,364 | $1,927-29.3% | $5,451-75.0% | $3,080-55.7% |
| Admin fee / account holder | $213 | $2,305-90.8% | $14,497-98.5% | $3,454-93.8% |