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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,057 | $177,595-91.5% | $148,496-89.9% | $198,609-92.4% |
| Participation rate | 93.3% | 79.3%+14.1pp | 76.0%+17.3pp | 82.4%+11.0pp |
| Annual return | 17.43% | 9.97%+7.5pp | 12.33%+5.1pp | 202.70%-185.3pp |
| Employer contribution / active EE | $2,783 | $4,098-32.1% | $3,497-20.4% | $5,055-44.9% |
| Participant deferral / active EE | $3,926 | $5,539-29.1% | $4,808-18.3% | $6,977-43.7% |
| Admin fee / account holder | $1,345 | $27,010-95.0% | $19,547-93.1% | $19,030-92.9% |