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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,686 | $77,164+20.1% | $178,014-47.9% | $80,874+14.6% |
| Participation rate | 46.3% | 65.7%-19.4pp | 77.1%-30.8pp | 67.6%-21.4pp |
| Annual return | 16.06% | 18.09%-2.0pp | 294.80%-278.7pp | 35.62%-19.6pp |
| Employer contribution / active EE | $0 | $2,288-100.0% | $3,950-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $7,274 | $4,408+65.0% | $6,276+15.9% | $4,297+69.3% |
| Admin fee / account holder | $13,853 | $7,164+93.4% | $10,362+33.7% | $6,935+99.8% |