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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,375 | $110,093-69.7% | $97,295-65.7% | $145,897-77.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 10.58% | 244.76%-234.2pp | 75.62%-65.0pp | 552.29%-541.7pp |
| Employer contribution / active EE | $2,740 | $3,077-11.0% | $2,723+0.6% | $4,663-41.2% |
| Participant deferral / active EE | $8,616 | $4,678+84.2% | $4,264+102.1% | $6,689+28.8% |
| Admin fee / account holder | $396 | $6,212-93.6% | $5,646-93.0% | $13,390-97.0% |