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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,582 | $160,028+79.7% | $147,080+95.5% | $145,884+97.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 23.85% | 98.60%-74.7pp | 420.17%-396.3pp | 551.85%-528.0pp |
| Employer contribution / active EE | $27,128 | $5,286+413.2% | $4,933+449.9% | $4,662+481.9% |
| Participant deferral / active EE | $17,330 | $8,422+105.8% | $8,066+114.8% | $6,690+159.1% |
| Admin fee / account holder | $1,973 | $15,030-86.9% | $12,989-84.8% | $13,392-85.3% |