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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,313 | $168,626-26.9% | $133,698-7.8% | $145,897-15.5% |
| Participation rate | 85.7% | 80.4%+5.3pp | 76.4%+9.3pp | 80.3%+5.4pp |
| Annual return | 9.26% | 1168.99%-1159.7pp | 580.90%-571.6pp | 552.29%-543.0pp |
| Employer contribution / active EE | $6,350 | $5,290+20.0% | $4,218+50.5% | $4,663+36.2% |
| Participant deferral / active EE | $13,982 | $8,688+60.9% | $7,016+99.3% | $6,689+109.0% |
| Admin fee / account holder | $3,535 | $9,638-63.3% | $6,703-47.3% | $13,390-73.6% |