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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,509 | $88,815-16.1% | $81,882-9.0% | $145,897-48.9% |
| Participation rate | 77.8% | 75.1%+2.7pp | 72.4%+5.4pp | 80.3%-2.5pp |
| Annual return | 12.69% | 1033.75%-1021.1pp | 779.47%-766.8pp | 552.29%-539.6pp |
| Employer contribution / active EE | $5,460 | $3,086+76.9% | $2,916+87.3% | $4,663+17.1% |
| Participant deferral / active EE | $6,168 | $4,647+32.7% | $4,323+42.7% | $6,689-7.8% |
| Admin fee / account holder | $1,164 | $8,434-86.2% | $7,360-84.2% | $13,390-91.3% |