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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,367 | $70,366+18.5% | $66,674+25.0% | $138,895-40.0% |
| Participation rate | 85.7% | 76.2%+9.5pp | 73.7%+12.0pp | 79.9%+5.8pp |
| Annual return | 15.44% | 386.41%-371.0pp | 321.24%-305.8pp | 145.39%-129.9pp |
| Employer contribution / active EE | $2,915 | $2,765+5.4% | $2,620+11.3% | $4,194-30.5% |
| Participant deferral / active EE | $6,910 | $4,374+58.0% | $4,084+69.2% | $6,396+8.0% |
| Admin fee / account holder | $15,709 | $5,262+198.5% | $5,098+208.1% | $12,562+25.0% |