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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,173 | $88,702+41.1% | $81,780+53.1% | $145,978-14.3% |
| Participation rate | 21.1% | 75.0%-54.0pp | 72.4%-51.3pp | 80.3%-59.2pp |
| Annual return | 13.53% | 1029.12%-1015.6pp | 776.27%-762.7pp | 550.52%-537.0pp |
| Employer contribution / active EE | $883 | $3,084-71.4% | $2,914-69.7% | $4,662-81.1% |
| Participant deferral / active EE | $2,942 | $4,645-36.7% | $4,321-31.9% | $6,690-56.0% |
| Admin fee / account holder | $6,545 | $8,414-22.2% | $7,384-11.4% | $13,400-51.2% |