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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,173 | $88,754+41.0% | $81,820+53.0% | $145,877-14.2% |
| Participation rate | 21.1% | 75.1%-54.0pp | 72.4%-51.3pp | 80.3%-59.2pp |
| Annual return | 13.53% | 1031.77%-1018.2pp | 777.93%-764.4pp | 551.28%-537.8pp |
| Employer contribution / active EE | $883 | $3,085-71.4% | $2,915-69.7% | $4,663-81.1% |
| Participant deferral / active EE | $2,942 | $4,648-36.7% | $4,323-31.9% | $6,691-56.0% |
| Admin fee / account holder | $6,545 | $8,424-22.3% | $7,391-11.4% | $13,402-51.2% |