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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,007 | $211,224-93.4% | $178,505-92.2% | $145,897-90.4% |
| Participation rate | 81.8% | 80.8%+1.0pp | 77.1%+4.7pp | 80.3%+1.5pp |
| Annual return | 10.13% | 30.28%-20.2pp | 27.16%-17.0pp | 552.29%-542.2pp |
| Employer contribution / active EE | $505 | $4,577-89.0% | $3,955-87.2% | $4,663-89.2% |
| Participant deferral / active EE | $1,459 | $6,966-79.1% | $6,280-76.8% | $6,689-78.2% |
| Admin fee / account holder | $2,444 | $12,109-79.8% | $10,428-76.6% | $13,390-81.7% |