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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,753 | $183,539-9.1% | $155,556+7.2% | $145,897+14.3% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | 17.27% | 61.31%-44.0pp | 64.84%-47.6pp | 552.29%-535.0pp |
| Employer contribution / active EE | $1,855 | $5,315-65.1% | $4,675-60.3% | $4,663-60.2% |
| Participant deferral / active EE | $4,429 | $6,467-31.5% | $5,631-21.3% | $6,689-33.8% |
| Admin fee / account holder | $4,544 | $19,275-76.4% | $15,885-71.4% | $13,390-66.1% |