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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,785 | $172,111+20.1% | $150,298+37.6% | $137,256+50.7% |
| Participation rate | 37.5% | 81.7%-44.2pp | 77.8%-40.3pp | 80.0%-42.5pp |
| Annual return | 14.80% | 69.37%-54.6pp | 62.79%-48.0pp | 220.34%-205.5pp |
| Employer contribution / active EE | $2,110 | $4,636-54.5% | $4,154-49.2% | $4,156-49.2% |
| Participant deferral / active EE | $5,088 | $6,166-17.5% | $5,453-6.7% | $6,407-20.6% |
| Admin fee / account holder | $3,833 | $16,471-76.7% | $14,116-72.8% | $12,270-68.8% |