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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,366 | $160,070-63.5% | $147,117-60.3% | $145,897-60.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 10.27% | 98.69%-88.4pp | 420.54%-410.3pp | 552.29%-542.0pp |
| Employer contribution / active EE | $2,727 | $5,285-48.4% | $4,932-44.7% | $4,663-41.5% |
| Participant deferral / active EE | $8,754 | $8,419+4.0% | $8,065+8.6% | $6,689+30.9% |
| Admin fee / account holder | $1,103 | $15,035-92.7% | $12,993-91.5% | $13,390-91.8% |