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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,224 | $111,878-59.6% | $93,727-51.7% | $145,897-69.0% |
| Participation rate | 31.3% | 74.2%-43.0pp | 68.7%-37.5pp | 80.3%-49.1pp |
| Annual return | 9.54% | 204.28%-194.7pp | 133.83%-124.3pp | 552.29%-542.8pp |
| Employer contribution / active EE | $700 | $3,092-77.4% | $2,421-71.1% | $4,663-85.0% |
| Participant deferral / active EE | $1,743 | $4,920-64.6% | $4,417-60.5% | $6,689-73.9% |
| Admin fee / account holder | $1,948 | $10,256-81.0% | $8,292-76.5% | $13,390-85.5% |