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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,891 | $112,729-56.6% | $98,716-50.5% | $137,256-64.4% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.3%-36.0pp | 80.0%-46.6pp |
| Annual return | 15.57% | 38.48%-22.9pp | 31.81%-16.2pp | 220.34%-204.8pp |
| Employer contribution / active EE | $483 | $2,725-82.3% | $2,279-78.8% | $4,156-88.4% |
| Participant deferral / active EE | $1,375 | $4,640-70.4% | $4,048-66.0% | $6,407-78.5% |
| Admin fee / account holder | $2,081 | $10,129-79.5% | $8,703-76.1% | $12,270-83.0% |