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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,310 | $172,111+47.2% | $150,298+68.5% | $137,256+84.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 14.43% | 69.37%-54.9pp | 62.79%-48.4pp | 220.34%-205.9pp |
| Employer contribution / active EE | $17,562 | $4,636+278.8% | $4,154+322.8% | $4,156+322.6% |
| Participant deferral / active EE | $21,917 | $6,166+255.5% | $5,453+301.9% | $6,407+242.1% |
| Admin fee / account holder | $1,380 | $16,471-91.6% | $14,116-90.2% | $12,270-88.8% |