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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,575 | $97,751-57.5% | $103,447-59.8% | $145,877-71.5% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 9.67% | 25.43%-15.8pp | 23.92%-14.2pp | 551.28%-541.6pp |
| Employer contribution / active EE | $5,513 | $4,684+17.7% | $4,678+17.9% | $4,663+18.2% |
| Participant deferral / active EE | $10,124 | $6,603+53.3% | $6,624+52.8% | $6,691+51.3% |
| Admin fee / account holder | $4,586 | $12,515-63.4% | $9,415-51.3% | $13,402-65.8% |