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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,469 | $92,798-29.4% | $96,707-32.3% | $137,256-52.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 80.4%+19.6pp | 80.0%+20.0pp |
| Annual return | 17.02% | 31.24%-14.2pp | 34.78%-17.8pp | 220.34%-203.3pp |
| Employer contribution / active EE | $5,814 | $4,147+40.2% | $4,191+38.7% | $4,156+39.9% |
| Participant deferral / active EE | $12,496 | $5,877+112.6% | $5,997+108.4% | $6,407+95.0% |
| Admin fee / account holder | $1,510 | $7,946-81.0% | $7,503-79.9% | $12,270-87.7% |