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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,575 | $97,765-57.5% | $103,486-59.8% | $145,884-71.5% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 9.67% | 25.44%-15.8pp | 23.93%-14.3pp | 551.85%-542.2pp |
| Employer contribution / active EE | $5,513 | $4,687+17.6% | $4,679+17.8% | $4,662+18.3% |
| Participant deferral / active EE | $10,124 | $6,606+53.3% | $6,628+52.7% | $6,690+51.3% |
| Admin fee / account holder | $4,586 | $12,505-63.3% | $9,354-51.0% | $13,392-65.8% |