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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,257 | $160,070-39.9% | $147,117-34.6% | $145,897-34.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.66% | 98.69%-88.0pp | 420.54%-409.9pp | 552.29%-541.6pp |
| Employer contribution / active EE | $5,395 | $5,285+2.1% | $4,932+9.4% | $4,663+15.7% |
| Participant deferral / active EE | $19,117 | $8,419+127.1% | $8,065+137.0% | $6,689+185.8% |
| Admin fee / account holder | $4,336 | $15,035-71.2% | $12,993-66.6% | $13,390-67.6% |