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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,349 | $154,228-25.2% | $145,433-20.7% | $137,256-16.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.10% | 74.59%-59.5pp | 66.58%-51.5pp | 220.34%-205.2pp |
| Employer contribution / active EE | $1,515 | $4,804-68.5% | $4,554-66.7% | $4,156-63.5% |
| Participant deferral / active EE | $4,567 | $8,216-44.4% | $7,897-42.2% | $6,407-28.7% |
| Admin fee / account holder | $1,928 | $14,344-86.6% | $13,129-85.3% | $12,270-84.3% |