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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,947 | $210,698-60.6% | $178,014-53.4% | $145,959-43.2% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 14.71% | 386.27%-371.6pp | 294.80%-280.1pp | 561.95%-547.2pp |
| Employer contribution / active EE | $2,791 | $4,567-38.9% | $3,950-29.3% | $4,661-40.1% |
| Participant deferral / active EE | $6,563 | $6,958-5.7% | $6,276+4.6% | $6,689-1.9% |
| Admin fee / account holder | $9,058 | $12,016-24.6% | $10,362-12.6% | $13,398-32.4% |