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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,947 | $211,224-60.7% | $178,505-53.5% | $145,897-43.1% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 14.71% | 30.28%-15.6pp | 27.16%-12.5pp | 552.29%-537.6pp |
| Employer contribution / active EE | $2,791 | $4,577-39.0% | $3,955-29.4% | $4,663-40.1% |
| Participant deferral / active EE | $6,563 | $6,966-5.8% | $6,280+4.5% | $6,689-1.9% |
| Admin fee / account holder | $9,058 | $12,109-25.2% | $10,428-13.1% | $13,390-32.4% |