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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,705 | $29,733+77.3% | $56,025-5.9% | $80,959-34.9% |
| Participation rate | 33.3% | 41.7%-8.4pp | 52.5%-19.2pp | 67.7%-34.3pp |
| Annual return | 15.60% | 35.28%-19.7pp | 1712.69%-1697.1pp | 35.67%-20.1pp |
| Employer contribution / active EE | $657 | $672-2.2% | $1,042-36.9% | $2,757-76.2% |
| Participant deferral / active EE | $2,211 | $1,229+79.8% | $1,955+13.1% | $4,300-48.6% |
| Admin fee / account holder | $2,321 | $2,434-4.6% | $2,828-18.0% | $6,925-66.5% |