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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,945 | $102,422-52.2% | $147,117-66.7% | $80,959-39.5% |
| Participation rate | 22.7% | 75.9%-53.1pp | 82.2%-59.5pp | 67.7%-44.9pp |
| Annual return | 16.05% | 135.16%-119.1pp | 420.54%-404.5pp | 35.67%-19.6pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,103 | $6,652-53.3% | $8,065-61.5% | $4,300-27.8% |
| Admin fee / account holder | $464 | $7,953-94.2% | $12,993-96.4% | $6,925-93.3% |