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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,920 | $156,398-84.7% | $147,318-83.8% | $138,895-82.8% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 16.99% | 78.75%-61.8pp | 70.43%-53.4pp | 145.39%-128.4pp |
| Employer contribution / active EE | $1,714 | $4,853-64.7% | $4,593-62.7% | $4,194-59.1% |
| Participant deferral / active EE | $3,076 | $8,237-62.7% | $7,906-61.1% | $6,396-51.9% |
| Admin fee / account holder | $560 | $14,976-96.3% | $13,708-95.9% | $12,562-95.5% |