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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,920 | $154,228-84.5% | $145,433-83.6% | $137,256-82.6% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 80.0%0pp |
| Annual return | 16.99% | 74.59%-57.6pp | 66.58%-49.6pp | 220.34%-203.4pp |
| Employer contribution / active EE | $1,714 | $4,804-64.3% | $4,554-62.4% | $4,156-58.7% |
| Participant deferral / active EE | $3,076 | $8,216-62.6% | $7,897-61.1% | $6,407-52.0% |
| Admin fee / account holder | $560 | $14,344-96.1% | $13,129-95.7% | $12,270-95.4% |