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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,294,954 | $275,752+369.6% | $256,809+404.2% | $198,609+552.0% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 15.23% | 34.81%-19.6pp | 32.73%-17.5pp | 202.70%-187.5pp |
| Employer contribution / active EE | $31,250 | $7,721+304.8% | $7,263+330.3% | $5,055+518.2% |
| Participant deferral / active EE | $31,000 | $10,037+208.9% | $9,520+225.6% | $6,977+344.3% |
| Admin fee / account holder | $30,860 | $25,716+20.0% | $25,146+22.7% | $19,030+62.2% |