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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,266 | $77,814+253.8% | $158,223+74.0% | $86,983+216.5% |
| Participation rate | 100.0% | 68.4%+31.6pp | 79.2%+20.8pp | 69.5%+30.5pp |
| Annual return | 17.89% | 30.54%-12.7pp | 52.09%-34.2pp | 25.83%-7.9pp |
| Employer contribution / active EE | $15,465 | $2,592+496.6% | $4,109+276.4% | $2,584+498.4% |
| Participant deferral / active EE | $8,976 | $3,270+174.5% | $5,467+64.2% | $4,194+114.0% |
| Admin fee / account holder | $713 | $5,879-87.9% | $16,047-95.6% | $7,856-90.9% |