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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,266 | $78,690+249.8% | $161,489+70.5% | $87,485+214.6% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 17.89% | 32.74%-14.9pp | 89.72%-71.8pp | 26.06%-8.2pp |
| Employer contribution / active EE | $15,465 | $2,588+497.5% | $4,268+262.3% | $2,596+495.7% |
| Participant deferral / active EE | $8,976 | $3,311+171.1% | $5,630+59.4% | $4,274+110.0% |
| Admin fee / account holder | $713 | $6,724-89.4% | $16,006-95.5% | $7,775-90.8% |