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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,301 | $102,429-75.3% | $147,096-82.8% | $80,925-68.7% |
| Participation rate | 97.9% | 75.9%+22.1pp | 82.2%+15.7pp | 67.7%+30.3pp |
| Annual return | 14.65% | 135.02%-120.4pp | 419.75%-405.1pp | 35.65%-21.0pp |
| Employer contribution / active EE | $3,308 | $3,716-11.0% | $4,936-33.0% | $2,756+20.0% |
| Participant deferral / active EE | $3,961 | $6,649-40.4% | $8,071-50.9% | $4,299-7.9% |
| Admin fee / account holder | $2,649 | $7,957-66.7% | $13,005-79.6% | $6,940-61.8% |