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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,800 | $106,749-73.0% | $145,433-80.2% | $82,448-65.1% |
| Participation rate | 82.9% | 75.6%+7.2pp | 82.1%+0.7pp | 68.1%+14.8pp |
| Annual return | 34.85% | 27.59%+7.3pp | 66.58%-31.7pp | 41.64%-6.8pp |
| Employer contribution / active EE | $4,541 | $3,444+31.8% | $4,554-0.3% | $2,551+78.0% |
| Participant deferral / active EE | $4,313 | $6,519-33.8% | $7,897-45.4% | $4,139+4.2% |
| Admin fee / account holder | $4,284 | $8,390-48.9% | $13,129-67.4% | $7,234-40.8% |