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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,800 | $106,864-73.1% | $147,318-80.5% | $82,637-65.1% |
| Participation rate | 82.9% | 75.5%+7.4pp | 82.1%+0.8pp | 68.1%+14.8pp |
| Annual return | 34.85% | 27.49%+7.4pp | 70.43%-35.6pp | 53.51%-18.7pp |
| Employer contribution / active EE | $4,541 | $3,417+32.9% | $4,593-1.1% | $2,552+77.9% |
| Participant deferral / active EE | $4,313 | $6,496-33.6% | $7,906-45.4% | $4,126+4.5% |
| Admin fee / account holder | $4,284 | $8,415-49.1% | $13,708-68.7% | $7,339-41.6% |