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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,040 | $199,109-80.9% | $173,730-78.1% | $154,746-75.4% |
| Participation rate | 90.0% | 82.8%+7.2pp | 79.6%+10.4pp | 80.7%+9.3pp |
| Annual return | 19.95% | 20.02%-0.1pp | 19.96%0pp | 172.34%-152.4pp |
| Employer contribution / active EE | $1,068 | $5,311-79.9% | $4,577-76.7% | $4,379-75.6% |
| Participant deferral / active EE | $10,561 | $7,113+48.5% | $6,326+66.9% | $6,730+56.9% |
| Admin fee / account holder | $865 | $20,916-95.9% | $17,523-95.1% | $14,365-94.0% |