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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,326 | $185,312-13.5% | $161,489-0.7% | $154,746+3.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 6.48% | 103.84%-97.4pp | 89.72%-83.2pp | 172.34%-165.9pp |
| Employer contribution / active EE | $8,687 | $4,769+82.1% | $4,268+103.5% | $4,379+98.4% |
| Participant deferral / active EE | $5,104 | $6,350-19.6% | $5,630-9.3% | $6,730-24.2% |
| Admin fee / account holder | $2,477 | $18,654-86.7% | $16,006-84.5% | $14,365-82.8% |