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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,165 | $172,111+7.0% | $150,298+22.5% | $137,256+34.2% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 15.68% | 69.37%-53.7pp | 62.79%-47.1pp | 220.34%-204.7pp |
| Employer contribution / active EE | $5,610 | $4,636+21.0% | $4,154+35.0% | $4,156+35.0% |
| Participant deferral / active EE | $5,725 | $6,166-7.1% | $5,453+5.0% | $6,407-10.6% |
| Admin fee / account holder | $1,671 | $16,471-89.9% | $14,116-88.2% | $12,270-86.4% |