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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,505 | $183,539-26.2% | $155,556-12.9% | $145,897-7.1% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 16.52% | 61.31%-44.8pp | 64.84%-48.3pp | 552.29%-535.8pp |
| Employer contribution / active EE | $14,186 | $5,315+166.9% | $4,675+203.4% | $4,663+204.2% |
| Participant deferral / active EE | $7,656 | $6,467+18.4% | $5,631+36.0% | $6,689+14.5% |
| Admin fee / account holder | $787 | $19,275-95.9% | $15,885-95.0% | $13,390-94.1% |