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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,759 | $106,749-59.9% | $145,433-70.6% | $82,448-48.1% |
| Participation rate | 75.6% | 75.6%0pp | 82.1%-6.5pp | 68.1%+7.5pp |
| Annual return | 57.78% | 27.59%+30.2pp | 66.58%-8.8pp | 41.64%+16.1pp |
| Employer contribution / active EE | $4,299 | $3,444+24.8% | $4,554-5.6% | $2,551+68.5% |
| Participant deferral / active EE | $8,660 | $6,519+32.9% | $7,897+9.7% | $4,139+109.2% |
| Admin fee / account holder | $930 | $8,390-88.9% | $13,129-92.9% | $7,234-87.1% |