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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $2,748 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,680 | $55,437-91.6% | $155,534-97.0% | $74,459-93.7% |
| Participation rate | 79.9% | 61.9%+18.0pp | 78.2%+1.7pp | 67.2%+12.7pp |
| Annual return | 15.04% | 269.58%-254.5pp | 64.92%-49.9pp | 1369.70%-1354.7pp |
| Employer contribution / active EE | $202 | $2,266-91.1% | $4,675-95.7% | $2,626-92.3% |
| Participant deferral / active EE | $1,420 | $2,837-49.9% | $5,630-74.8% | $4,350-67.3% |
| Admin fee / account holder | $17 | $1,742-99.0% | $15,900-99.9% | $1,945-99.1% |