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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,236 | $107,666+19.1% | $102,184+25.5% | $154,746-17.1% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 10.30% | 29.33%-19.0pp | 31.58%-21.3pp | 172.34%-162.0pp |
| Employer contribution / active EE | $2,372 | $3,846-38.3% | $3,594-34.0% | $4,379-45.8% |
| Participant deferral / active EE | $6,815 | $8,719-21.8% | $8,309-18.0% | $6,730+1.3% |
| Admin fee / account holder | $31,053 | $12,943+139.9% | $11,609+167.5% | $14,365+116.2% |