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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,236 | $100,970+27.0% | $96,576+32.8% | $137,256-6.6% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 10.30% | 38.16%-27.9pp | 38.47%-28.2pp | 220.34%-210.0pp |
| Employer contribution / active EE | $2,372 | $3,809-37.7% | $3,553-33.2% | $4,156-42.9% |
| Participant deferral / active EE | $6,815 | $8,286-17.8% | $7,956-14.3% | $6,407+6.4% |
| Admin fee / account holder | $31,053 | $11,312+174.5% | $11,381+172.8% | $12,270+153.1% |