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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,104 | $275,752-93.1% | $256,809-92.6% | $198,609-90.4% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 25.66% | 34.81%-9.2pp | 32.73%-7.1pp | 202.70%-177.0pp |
| Employer contribution / active EE | $2,258 | $7,721-70.8% | $7,263-68.9% | $5,055-55.3% |
| Participant deferral / active EE | $5,601 | $10,037-44.2% | $9,520-41.2% | $6,977-19.7% |
| Admin fee / account holder | $3,624 | $25,716-85.9% | $25,146-85.6% | $19,030-81.0% |