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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,104 | $212,386-91.0% | $199,883-90.4% | $138,895-86.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 25.66% | 47.75%-22.1pp | 43.81%-18.1pp | 145.39%-119.7pp |
| Employer contribution / active EE | $2,258 | $6,625-65.9% | $6,261-63.9% | $4,194-46.2% |
| Participant deferral / active EE | $5,601 | $9,617-41.8% | $9,138-38.7% | $6,396-12.4% |
| Admin fee / account holder | $3,624 | $18,233-80.1% | $17,268-79.0% | $12,562-71.2% |