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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,021 | $183,592-76.6% | $155,574-72.3% | $145,877-70.5% |
| Participation rate | 86.7% | 82.7%+4.0pp | 78.2%+8.5pp | 80.3%+6.4pp |
| Annual return | 13.91% | 61.37%-47.5pp | 64.87%-51.0pp | 551.28%-537.4pp |
| Employer contribution / active EE | $2,248 | $5,317-57.7% | $4,676-51.9% | $4,663-51.8% |
| Participant deferral / active EE | $4,154 | $6,466-35.8% | $5,629-26.2% | $6,691-37.9% |
| Admin fee / account holder | $1,811 | $19,316-90.6% | $15,914-88.6% | $13,402-86.5% |