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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,494 | $172,111-68.3% | $150,298-63.7% | $137,256-60.3% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 21.00% | 69.37%-48.4pp | 62.79%-41.8pp | 220.34%-199.3pp |
| Employer contribution / active EE | $3,303 | $4,636-28.8% | $4,154-20.5% | $4,156-20.5% |
| Participant deferral / active EE | $7,465 | $6,166+21.1% | $5,453+36.9% | $6,407+16.5% |
| Admin fee / account holder | $4,547 | $16,471-72.4% | $14,116-67.8% | $12,270-62.9% |