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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,399 | $77,472-40.1% | $100,392-53.8% | $80,935-42.7% |
| Participation rate | 92.0% | 76.9%+15.1pp | 81.5%+10.5pp | 67.7%+24.3pp |
| Annual return | 14.08% | 37.26%-23.2pp | 49.45%-35.4pp | 35.66%-21.6pp |
| Employer contribution / active EE | $6,445 | $2,800+130.2% | $3,941+63.5% | $2,757+133.8% |
| Participant deferral / active EE | $12,673 | $6,818+85.9% | $8,090+56.7% | $4,299+194.8% |
| Admin fee / account holder | $564 | $5,885-90.4% | $7,904-92.9% | $6,924-91.9% |