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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,915 | $78,520-21.1% | $96,576-35.9% | $82,448-24.9% |
| Participation rate | 80.8% | 77.7%+3.0pp | 81.4%-0.7pp | 68.1%+12.7pp |
| Annual return | 16.64% | 41.30%-24.7pp | 38.47%-21.8pp | 41.64%-25.0pp |
| Employer contribution / active EE | $6,001 | $2,630+128.2% | $3,553+68.9% | $2,551+135.3% |
| Participant deferral / active EE | $13,771 | $6,754+103.9% | $7,956+73.1% | $4,139+232.7% |
| Admin fee / account holder | $10,406 | $13,455-22.7% | $11,381-8.6% | $7,234+43.8% |