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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,768 | $196,972-85.9% | $182,262-84.8% | $198,609-86.0% |
| Participation rate | 78.3% | 85.7%-7.4pp | 84.2%-6.0pp | 82.4%-4.1pp |
| Annual return | 19.34% | 158.27%-138.9pp | 140.60%-121.3pp | 202.70%-183.4pp |
| Employer contribution / active EE | $2,970 | $5,364-44.6% | $5,046-41.1% | $5,055-41.2% |
| Participant deferral / active EE | $4,430 | $8,643-48.7% | $8,276-46.5% | $6,977-36.5% |
| Admin fee / account holder | $2,389 | $18,429-87.0% | $16,712-85.7% | $19,030-87.4% |