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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,657 | $183,539-75.7% | $155,556-71.3% | $145,897-69.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.64% | 61.31%-46.7pp | 64.84%-50.2pp | 552.29%-537.6pp |
| Employer contribution / active EE | $0 | $5,315-100.0% | $4,675-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $60,197 | $6,467+830.8% | $5,631+969.1% | $6,689+799.9% |
| Admin fee / account holder | $13,495 | $19,275-30.0% | $15,885-15.0% | $13,390+0.8% |