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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,413 | $81,358-52.8% | $155,556-75.3% | $80,959-52.6% |
| Participation rate | 63.3% | 66.3%-3.0pp | 78.2%-14.9pp | 67.7%-4.4pp |
| Annual return | 13.62% | 33.39%-19.8pp | 64.84%-51.2pp | 35.67%-22.0pp |
| Employer contribution / active EE | $1,197 | $3,106-61.5% | $4,675-74.4% | $2,757-56.6% |
| Participant deferral / active EE | $2,783 | $3,455-19.5% | $5,631-50.6% | $4,300-35.3% |
| Admin fee / account holder | $3,052 | $7,994-61.8% | $15,885-80.8% | $6,925-55.9% |