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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,413 | $81,233-52.7% | $155,567-75.3% | $80,874-52.5% |
| Participation rate | 63.3% | 66.2%-2.9pp | 78.2%-14.9pp | 67.6%-4.4pp |
| Annual return | 13.62% | 33.33%-19.7pp | 64.74%-51.1pp | 35.62%-22.0pp |
| Employer contribution / active EE | $1,197 | $3,101-61.4% | $4,674-74.4% | $2,756-56.5% |
| Participant deferral / active EE | $2,783 | $3,452-19.4% | $5,628-50.5% | $4,297-35.2% |
| Admin fee / account holder | $3,052 | $7,998-61.8% | $15,916-80.8% | $6,935-56.0% |