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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,988 | $110,410-85.5% | $102,437-84.4% | $145,897-89.0% |
| Participation rate | 88.2% | 77.9%+10.3pp | 74.5%+13.7pp | 80.3%+7.9pp |
| Annual return | 7.19% | 24.85%-17.7pp | 24.95%-17.8pp | 552.29%-545.1pp |
| Employer contribution / active EE | $1,615 | $4,217-61.7% | $3,871-58.3% | $4,663-65.4% |
| Participant deferral / active EE | $2,201 | $5,622-60.8% | $5,060-56.5% | $6,689-67.1% |
| Admin fee / account holder | $795 | $9,745-91.8% | $8,388-90.5% | $13,390-94.1% |