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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,385 | $132,634-84.6% | $115,768-82.4% | $137,256-85.1% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.4%-24.4pp | 80.0%-30.0pp |
| Annual return | 22.14% | 160.70%-138.6pp | 100.46%-78.3pp | 220.34%-198.2pp |
| Employer contribution / active EE | $651 | $3,360-80.6% | $2,940-77.8% | $4,156-84.3% |
| Participant deferral / active EE | $1,460 | $5,619-74.0% | $4,917-70.3% | $6,407-77.2% |
| Admin fee / account holder | $11 | $15,028-99.9% | $12,439-99.9% | $12,270-99.9% |