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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,581 | $166,268-54.5% | $165,100-54.2% | $145,897-48.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.40% | 100.52%-89.1pp | 70.21%-58.8pp | 552.29%-540.9pp |
| Employer contribution / active EE | $15,602 | $5,284+195.3% | $4,348+258.8% | $4,663+234.6% |
| Participant deferral / active EE | $15,700 | $6,964+125.4% | $6,035+160.1% | $6,689+134.7% |
| Admin fee / account holder | $558 | $16,659-96.6% | $12,696-95.6% | $13,390-95.8% |