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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,581 | $166,131-54.5% | $164,975-54.2% | $145,877-48.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.40% | 100.37%-89.0pp | 70.12%-58.7pp | 551.28%-539.9pp |
| Employer contribution / active EE | $15,602 | $5,276+195.7% | $4,343+259.3% | $4,663+234.6% |
| Participant deferral / active EE | $15,700 | $6,962+125.5% | $6,033+160.2% | $6,691+134.7% |
| Admin fee / account holder | $558 | $16,648-96.6% | $12,688-95.6% | $13,402-95.8% |