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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,714 | $58,258+2.5% | $81,820-27.0% | $80,925-26.2% |
| Participation rate | 42.6% | 63.5%-20.9pp | 72.4%-29.8pp | 67.7%-25.1pp |
| Annual return | 19.97% | 41.76%-21.8pp | 777.93%-758.0pp | 35.65%-15.7pp |
| Employer contribution / active EE | $1,186 | $2,345-49.4% | $2,915-59.3% | $2,756-57.0% |
| Participant deferral / active EE | $3,051 | $3,284-7.1% | $4,323-29.4% | $4,299-29.0% |
| Admin fee / account holder | $287 | $4,976-94.2% | $7,391-96.1% | $6,940-95.9% |