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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,599 | $88,815-84.7% | $81,882-83.4% | $145,897-90.7% |
| Participation rate | 53.3% | 75.1%-21.7pp | 72.4%-19.1pp | 80.3%-27.0pp |
| Annual return | 14.00% | 1033.75%-1019.7pp | 779.47%-765.5pp | 552.29%-538.3pp |
| Employer contribution / active EE | $343 | $3,086-88.9% | $2,916-88.2% | $4,663-92.6% |
| Participant deferral / active EE | $1,111 | $4,647-76.1% | $4,323-74.3% | $6,689-83.4% |
| Admin fee / account holder | $30,393 | $8,434+260.3% | $7,360+313.0% | $13,390+127.0% |