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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,599 | $88,754-84.7% | $81,820-83.4% | $145,877-90.7% |
| Participation rate | 53.3% | 75.1%-21.7pp | 72.4%-19.1pp | 80.3%-27.0pp |
| Annual return | 14.00% | 1031.77%-1017.8pp | 777.93%-763.9pp | 551.28%-537.3pp |
| Employer contribution / active EE | $343 | $3,085-88.9% | $2,915-88.2% | $4,663-92.6% |
| Participant deferral / active EE | $1,111 | $4,648-76.1% | $4,323-74.3% | $6,691-83.4% |
| Admin fee / account holder | $30,393 | $8,424+260.8% | $7,391+311.2% | $13,402+126.8% |