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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,599 | $88,710-84.7% | $81,783-83.4% | $145,959-90.7% |
| Participation rate | 53.3% | 75.0%-21.7pp | 72.4%-19.0pp | 80.3%-27.0pp |
| Annual return | 14.00% | 1027.26%-1013.3pp | 775.05%-761.0pp | 561.95%-547.9pp |
| Employer contribution / active EE | $343 | $3,083-88.9% | $2,913-88.2% | $4,661-92.6% |
| Participant deferral / active EE | $1,111 | $4,645-76.1% | $4,320-74.3% | $6,689-83.4% |
| Admin fee / account holder | $30,393 | $8,407+261.5% | $7,380+311.8% | $13,398+126.9% |