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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,021 | $183,627-53.7% | $155,602-45.4% | $145,978-41.8% |
| Participation rate | 82.6% | 82.7%-0.1pp | 78.2%+4.4pp | 80.3%+2.3pp |
| Annual return | 14.01% | 61.32%-47.3pp | 64.81%-50.8pp | 550.52%-536.5pp |
| Employer contribution / active EE | $1,607 | $5,316-69.8% | $4,675-65.6% | $4,662-65.5% |
| Participant deferral / active EE | $1,353 | $6,466-79.1% | $5,629-76.0% | $6,690-79.8% |
| Admin fee / account holder | $798 | $19,327-95.9% | $15,923-95.0% | $13,400-94.0% |