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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,433 | $58,311+65.4% | $81,882+17.8% | $80,959+19.1% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 17.62% | 41.85%-24.2pp | 779.47%-761.9pp | 35.67%-18.0pp |
| Employer contribution / active EE | $10,215 | $2,347+335.3% | $2,916+250.3% | $2,757+270.5% |
| Participant deferral / active EE | $12,303 | $3,287+274.3% | $4,323+184.6% | $4,300+186.1% |
| Admin fee / account holder | $3,107 | $4,752-34.6% | $7,360-57.8% | $6,925-55.1% |