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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,433 | $58,234+65.6% | $81,783+17.9% | $80,874+19.2% |
| Participation rate | 100.0% | 63.4%+36.6pp | 72.4%+27.6pp | 67.6%+32.4pp |
| Annual return | 17.62% | 41.70%-24.1pp | 775.05%-757.4pp | 35.62%-18.0pp |
| Employer contribution / active EE | $10,215 | $2,341+336.3% | $2,913+250.7% | $2,756+270.7% |
| Participant deferral / active EE | $12,303 | $3,283+274.8% | $4,320+184.8% | $4,297+186.3% |
| Admin fee / account holder | $3,107 | $4,982-37.6% | $7,380-57.9% | $6,935-55.2% |