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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $280,773 |
CREATIVE PLANNING LLC3 years Filed as: CREATIVE PLANNING, INC. Service code 27 · EIN 43-1270780 | Advisory (Plan) | $126,982 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,610 | $191,300-18.1% | $103,065+52.0% | $200,096-21.7% |
| Participation rate | 74.4% | 93.4%-19.0pp | 80.6%-6.1pp | 72.0%+2.4pp |
| Annual return | 15.49% | 15.75%-0.3pp | 23.95%-8.5pp | 34.26%-18.8pp |
| Employer contribution / active EE | $7,938 | $6,666+19.1% | $4,675+69.8% | $3,038+161.3% |
| Participant deferral / active EE | $9,489 | $10,452-9.2% | $6,625+43.2% | $5,090+86.4% |
| Admin fee / account holder | $177 | $115+54.2% | $9,349-98.1% | $269-34.1% |