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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,697 | $171,492-72.2% | $150,734-68.4% | $198,609-76.0% |
| Participation rate | 50.0% | 81.4%-31.4pp | 78.4%-28.4pp | 82.4%-32.4pp |
| Annual return | 16.87% | 804.70%-787.8pp | 600.81%-583.9pp | 202.70%-185.8pp |
| Employer contribution / active EE | $2,194 | $5,470-59.9% | $4,918-55.4% | $5,055-56.6% |
| Participant deferral / active EE | $6,825 | $6,259+9.0% | $5,610+21.7% | $6,977-2.2% |
| Admin fee / account holder | $36,202 | $17,628+105.4% | $14,905+142.9% | $19,030+90.2% |