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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,697 | $129,737-63.2% | $119,126-60.0% | $154,746-69.2% |
| Participation rate | 50.0% | 78.9%-28.9pp | 75.8%-25.8pp | 80.7%-30.7pp |
| Annual return | 16.87% | 379.08%-362.2pp | 282.11%-265.2pp | 172.34%-155.5pp |
| Employer contribution / active EE | $2,194 | $4,375-49.8% | $4,034-45.6% | $4,379-49.9% |
| Participant deferral / active EE | $6,825 | $5,842+16.8% | $5,318+28.3% | $6,730+1.4% |
| Admin fee / account holder | $36,202 | $11,961+202.7% | $10,693+238.5% | $14,365+152.0% |