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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,665 | $81,358-72.1% | $155,556-85.4% | $80,959-72.0% |
| Participation rate | 65.5% | 66.3%-0.7pp | 78.2%-12.7pp | 67.7%-2.2pp |
| Annual return | 16.15% | 33.39%-17.2pp | 64.84%-48.7pp | 35.67%-19.5pp |
| Employer contribution / active EE | $666 | $3,106-78.6% | $4,675-85.8% | $2,757-75.8% |
| Participant deferral / active EE | $1,388 | $3,455-59.8% | $5,631-75.4% | $4,300-67.7% |
| Admin fee / account holder | $638 | $7,994-92.0% | $15,885-96.0% | $6,925-90.8% |