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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,335 | $181,062+18.9% | $158,223+36.1% | $155,188+38.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 17.11% | 57.39%-40.3pp | 52.09%-35.0pp | 148.84%-131.7pp |
| Employer contribution / active EE | $30,870 | $4,565+576.3% | $4,109+651.3% | $4,248+626.7% |
| Participant deferral / active EE | $23,500 | $6,134+283.1% | $5,467+329.9% | $6,531+259.8% |
| Admin fee / account holder | $2,607 | $18,825-86.2% | $16,047-83.8% | $14,480-82.0% |